From saver to strategist:
Unlock your financial future in 2026

Save or invest N100k+ to unlock free financial classes, investment advice and access to a financial advisor.

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How it works:
Safety, returns & onboarding

We've made the journey to wealth building simple and secure. Here is how you get started and what you can expect.

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1
Lock in your savings
Save a minimum of 100k/$100 and above in either Presto, one-off or Treasury bills
2
Get full access
Sign up and complete onboarding to unlock benefits in the MoneyAfrica Premium platform.
3
Learn while you save
Follow simple, structured financial lessons designed for 2026 goals.
4
Stay locked in
Your funds stay locked for the duration of 1 year and get 20% for the money saved.

Choose your benefits:
Two paths to building wealth in 2026

Your savings goal determines the level of support you get. Choose the tier that fits your 2026 ambition and unlock the benefits designed to help you save better, invest smarter, and stay consistent.

TierPlansEntry requirementCore value & coaching
Foundation
Access
Premium Naira (₦100,000) or Premium Dollar ($100) and aboveMinimum DepositFree access to live finance classes, weekly financial updates, personalized robo-advisory, and smart money tools.

Elite Advisory
Access
Platinum Naira (₦1,500,000) or Platinum Dollar ($1,000) and aboveTop-Up SavingsAll foundation benefits, PLUS a dedicated financial advisor, quarterly performance review sessions, and an exclusive monthly investment newsletter.

Who is this for?

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Basic savers

Nigerians ready to save and invest consistently, including beginners and intermediate investors.

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Platinum savers

Professionals earning well, business owners, and Diaspora Nigerians ready to invest meaningfully and seeking high-level wealth coaching.

Beyond saving:
What you gain

You have nothing to lose and everything to gain. Lock your savings, join our free literacy programme, and transform your financial life. Grow with a thriving community of over 100,000 future millionaires.

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Ready to build your financial
roadmap for 2026 and beyond?

FAQs
How do I participate in the challenge?

Do I need to deposit ₦100,000 and $100, or is it either one?

If I want the Platinum Plan, is there a payment plan?

Will the insights include investment or stock advice?

What are the weekly financial updates about?

What is Presto?

What are the financial benefits of the Platinum Plan?

What is the interest rate for the Group Savings?

Can I buy stocks on the Ladda app?

Can I top up during the savings challenge?

What's the difference between the Naira and Dollar plans?

Will the financial advice be for naira, dollar products, or both?

Can I withdraw my funds before the maturity date?

Is withdrawal free after maturity?